Digital Credit Anytime, Anywhere
NASSCOM 10000 Startup Warehouse Corporate Tower, Lower Ground Flr.-Dd3, HAL Airport Rd. Bangalore Bangalore KA 560008 IN
|Financing Company Name||SHUHARI TECH VENTURES PRIVATE LIMITED|
Age from 21 to 60 years old
From application to receipt of money 1-2 working days
Any Indian citizen
|Requirements for Employees||- 3 months bank statements; - Most recent payslip; - Aadhaar card (you can e-sign your loan agreement in our Aadhar Card Loan App); - PAN card|
|Requirements for Self-employed||Loan unavailable|
|Income requirements||20 000 rupee per month|
|Years in total job||6 months|
|Processing Fees||Rs 250 to Rs 500 For an example of loan charges|
|Late payment Fee||2% EMI + up to 2% of outstanding balance|
|Repayment of loan||Through the application, debit card|
- reviewed Facebook
Very good app for financial need and very good customer service friendly response
It's up to you. Since the company transfers cash to your bank account after withdrawing funds, you can use it at your own discretion. However, we advise you not to use credit for speculative purposes such as betting or risky investments.
You can take as many loans as you want, as long as you are within your limit. There is a minimum loan size of Rs. 5,000 for drawdowns.
After confirming 'Avail Credit' and setting up the mandate, if you want, you can cancel the loan before it is disbursed into your bank a/c. You can write at [email protected] if you wish to cancel. Please mention 'Loan Cancel' in the subject line.
Yes, Nirafinance lets you do it. There will be charges if you prepay within 3 months, no charges thereafter. If you prepay within 3 months, then you will be required to pay 2.5% of the amount that you prepay as penalty. For comparison, the prepayment charges on personal loans from banks range from 2%-5%.
Unfortunately, it is not possible to change the due date of an EMI payment. You must repay the debt on a specified date.