Digital Credit Anytime, Anywhere

Nirafinance is rated 4.0 / 5 based on the opinion of 26 customers

Min amount

₹ 2500

Max amount

₹ 100000

Rate

0.05% per day

Min terms

90 days

Max terms

365 days

PHP 2500 - 100000

from 90 to 365 days

for 0.05 per day

Apply now

Adress

NASSCOM 10000 Startup Warehouse Corporate Tower, Lower Ground Flr.-Dd3, HAL Airport Rd. Bangalore Bangalore KA 560008 IN

Phone

No data

Work

24/7

LIST OF LENDING COMPANIES WITH CERTIFICATE OF AUTHORITY;

Number CIN U93090KA2017PTC101406
Financing Company Name SHUHARI TECH VENTURES PRIVATE LIMITED
City/Municipality Bangalore
Province Bangalore
Region Katarnaka
Classification Online Loans

Age

Age from 21 to 60 years old

Time to review

From application to receipt of money 1-2 working days

Other conditions

Any Indian citizen

Requirements for Employees - 3 months bank statements; - Most recent payslip; - Aadhaar card (you can e-sign your loan agreement in our Aadhar Card Loan App); - PAN card
Requirements for Self-employed Loan unavailable
Income requirements 20 000 rupee per month
Years in total job 6 months
Processing Fees Rs 250 to Rs 500 For an example of loan charges
Late payment Fee 2% EMI + up to 2% of outstanding balance
Repayment of loan Through the application, debit card

Nirafinance reviews

Shahnawaz Saeedi Shahnoori

- reviewed Facebook

5

Very good app and servis I am very happy

Sai Lokeshwara

- reviewed Facebook

5

Very good app for financial need and very good customer service friendly response

Ankita Mor

- reviewed Facebook

3

Worst experience.. Total nightmare.. Never ever use Nira again

Ravindra Sharma

- reviewed Facebook

5

Nira in true means an Instant Personal Loan App,the response time is quick with minimal paper work required

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Frequently asked questions

It's up to you. Since the company transfers cash to your bank account after withdrawing funds, you can use it at your own discretion. However, we advise you not to use credit for speculative purposes such as betting or risky investments.

You can take as many loans as you want, as long as you are within your limit. There is a minimum loan size of Rs. 5,000 for drawdowns.

After confirming 'Avail Credit' and setting up the mandate, if you want, you can cancel the loan before it is disbursed into your bank a/c. You can write at [email protected] if you wish to cancel. Please mention 'Loan Cancel' in the subject line.

Yes, Nirafinance lets you do it. There will be charges if you prepay within 3 months, no charges thereafter. If you prepay within 3 months, then you will be required to pay 2.5% of the amount that you prepay as penalty. For comparison, the prepayment charges on personal loans from banks range from 2%-5%.

Unfortunately, it is not possible to change the due date of an EMI payment. You must repay the debt on a specified date.

Type of loans

Type of loans