Most Loved Features of MoneyTap Personal Credit Line App!

Moneytap is rated 4.5 / 5 based on the opinion of 56 customers

Min amount

₹ 3000

Max amount

₹ 500000


0.04% per day

Min terms

90 days

Max terms

1095 days

PHP 3000 - 500000

from 90 to 1095 days

for 0.04 per day

Apply now


Alpha Building, Sigma Soft Tech Park, No.7, Whitefield Road, Ramagondanahalli, Varthur, Hobli, Bangalore




Monday to Friday between 10:00AM and 6:00PM


Number CIN U72200KA2015PTC083534
City/Municipality Bangalore
Province Bangalore
Region Karnataka
Classification Personal Loans


Age from 23 to 55 years old

Time to review

From application to receipt of money up to one hour

Other conditions

Any Indian citizen

Requirements for Employees PAN card or passport copy, any proof of address, bank statement for the last 3 months, selfie photo.
Requirements for Self-employed PAN card or passport copy, any proof of address, bank statement for the last 3 months, selfie photo.
Income requirements Depends on loan amount and term
Years in total job Depends on loan amount and term
Processing Fees Absent
Late payment Fee Depends on loan amount and term
Repayment of loan Through the mobil app

Moneytap reviews

Jakeer Hussain

- reviewed Google


Good services after completion of documents immediately transferred money in to the bank account but too much interest and emi period very less

SAaileswar Reddy

- reviewed Google


I am very much satisfied with your services but it will be better if any one your customer service executives helps us when our application is rejected, thank you

KL Sharma

- reviewed Google


After my age or my CIBIL profile you are give me another chance to take credit line it's a great for me I need that's why I am giving you five star rating thanks again

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Frequently asked questions

Yes. You can transfer money from your application to your bank account and use your regular ATM card for withdrawals and use it as you wish. The funds are yours.

No. MoneyTap will only ask for your official email to confirm your employment. MoneyTap will send a secure link to this email which you will need to go to by logging into your work address.

In addition to the App, the partner bank which approved your application will issue you a MoneyTap credit card that will be sent directly to your house. This can be used like a credit card at any shop or e-commerce website. The card is linked to the app and all the transactions will appear on the app. At the end of the month, like any other credit card, you can pay the balance at once or in part. All the shopping on your card will be interest free until the credit card payment is due. You can also convert all applicable purchases on the card to EMIs with just a tap on the app if you cannot pay the entire balance at the end of the month. This conversion will save you a significant amount of interest.

The same consequences of not paying your credit card bill or bank loans apply. The Reserve Bank of India has nominated 4 credit agencies (e.g. CIBIL) that track your financial credit scores. If you do not repay or delay your repayment, our partner bank will automatically report it to these agencies, which will record the information. This can lower your credit score. Once your credit score is affected, you will not only lose MoneyTap access, but all your future loan applications will be negatively impacted. You might not be able to get loans easily to buy a house, a car or a two-wheeler or get a credit-card, as all the lending institutions in the country check with these agencies before approving your loan.
In short, please do not use the funds if you don’t think you cannot pay your EMIs on time!

Type of loans

Type of loans