Fast. Affordable. At your fingertips

LazyPay is rated 4.2 / 5 based on the opinion of 104 customers

Min amount

₹ 10000

Max amount

₹ 1000000


0.05% per day

Min terms

90 days

Max terms

720 days

PHP 10000 - 1000000

from 90 to 720 days

for 0.05 per day

Apply now







Number ISIN ZAE000015889
Financing Company Name PayU India (Naspers Group)
City/Municipality New Delhi
Province Delhi
Region Delhi
Classification Online loans


Age from 18 to 60 years old

Time to review

From 5 minutes to 7 working days depending on the amount

Other conditions

Anyone who has filled out a KYC and has submitted bank details

Requirements for Employees Anyone who has filled out a KYC and has submitted bank details
Requirements for Self-employed PAN card, proof of your address and ID (Aadhaar card)
Income requirements Any monthly income
Years in total job Depends on loan amount and term
Processing Fees 2%
Late payment Fee Penalties will apply for each day the loan is overdue. Your credit rating will be updated as a default with credit rating agencies (CIBIL, CRIF High Mark, etc.)
Repayment of loan Automatically from bank details according to the approved schedule

LazyPay is India’s fastest way to get credit online. This One tap digital checkout process was launched in April 2017 by PayU India, one of the largest payment gateway services, globally.

LazyPay reviews

Saikrishna Kovvuri

- reviewed GooglePlay


Awesome app. I use it for recharges, swiggy and some online things. The best part is that my account credit increased continuosly from 1500 to 4000.. really its very innovative and highly recomended app.. Lazy pay app now divided its payment options. Previoulsy i paid all at once. Now it has become simpler, easier and faster. Blindly i wil recommey 5stars.

Gopala Krishnan

- reviewed GooglePlay


App is very gud but only drawback is repayment can only done cumulatively, lazypay should give flexibility of repayment of dues for each transaction within the if we are doing two transactions as Rs.100 to one partner and 200 one partner in the app we can pay only as 300 no other ways provided for paying the dues as 100 and 200.

Anaji Vamshi

- reviewed GooglePlay


It is very useful in online services like for food deliveries and movie bookings it makes fast payment and user will get efficient time to pay back money and no need to worry about payment date they will keep on sending due date this is only one thing there minus point.

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Frequently asked questions

You can take out this personal loan for domestic or international holidays, weddings, the latest gadgets, higher education, buying a car or even house repairs. You can spend this money for any purpose.

Lazypay is a fully digital credit. Applying for a credit with Lazypay is 100% paperless. All you need is a smartphone and internet access.

Personal loans are not secured by any collateral or security and are disbursed at the discretion of Lazypay based on the credit worthiness of the borrower. There is also no need for any co-signee or guarantor either. Lazypay provides you with personal loans without security so that you can get easy access to credit for your personal needs.

It is necessary to have a stable income. Unemployed people can't get a loan.

Type of loans

Type of loans