Experience banking solution designed for every need out there.

Kotak Mahindra Bank is rated 4.5 / 5 based on the opinion of 148 customers

Min amount

₹ 50000

Max amount

₹ 1500000

Rate

0.35% per day

Min terms

365 days

Max terms

1825 days

PHP 50000 - 1500000

from 365 to 1825 days

for 0.35 per day

Apply now

Adress

Registered Office: 27 BKC, C 27, G Block,Bandra Kurla Complex,Bandra (E), Mumbai - 400051

Phone

+91 1860 266 2666 | 1860 266 2666

Work

24/7 Phone Assistance: 1860 266 2666, ask about office hours.

LIST OF LENDING COMPANIES WITH CERTIFICATE OF AUTHORITY;

Number ISIN INE237A01028
Financing Company Name Kotak Mahindra Bank Limited.
City/Municipality Mumbai
Province Mumbai-citi
Region Maharashtra
Classification Accounts, Deposit, Cards, Loans, Insurance, Investments

Age

Age from 21 to 58 years old

Time to review

It depends on the term and amount of the loan

Other conditions

Any Indian citizen and residents with a stable monthly income.

Requirements for Employees Identity card such as passport / Pan-card, Aadhar card, voter ID, driver’s license, proof of residence, for example, utility bill, passport or vacation and license agreement, bank statement for the last 3 months with income data, salary for last 3 months, 2-3 passport size photos
Requirements for Self-employed Identity card such as passport / Pan-card, Aadhar card, voter ID, driver’s license, proof of residence, for example, utility bill, passport or vacation and license agreement, bank statement for the last 3 months with income data, salary last 3 months, 2-3 passport size photos
Income requirements 20,000 rupees per month
Years in total job Not less than 1 year
Processing Fees Up to 2.5% of loan amount + GST and other applicable legal fees
Late payment Fee 3% monthly charged on the amount due but not paid from the due date until the actual payment date
Repayment of loan Through the application according to the approved schedule with the possibility of prepayment

Kotak Mahindra Bank reviews

today present

- reviewed Google

5

Good service, nice experience in both banking and detailed explanation of portfolio handling. Keep up!

Ashish Korg

- reviewed Google

5

Courteous staff and good speed.

Suresh Babburi

- reviewed Google

2

Poor service. Have to visit multiple times for any kind of service.

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Frequently asked questions

You can take out this personal loan for domestic or international holidays, weddings, the latest gadgets, higher education, buying a car or even house repairs. You can spend this money for any purpose.

Once you have submitted an application and the necessary documents according to the Bank's criteria, you can expect our approval and issuance of a personal loan within 10 business days, if everything is in order. All loan approvals are at the discretion of the bank.

Please follow the below procedure:

- You would need to send a written request letter to customer care department informing the change in correspondence address. Find out the address here: +91 1860 266 2666 | 1860 266 266 266.
- You would need to enclose the photocopy proof of your new address. For example: An electricity bill/passport copy/ration card etc.
- The new address will be updated in the bank's records within 2 working days, post submission of the above mentioned documents.

It is necessary to have a stable income. Unemployed people can't get a loan.

Type of loans

Type of loans