Experience banking solution designed for every need out there.
Min amount
₹ 50000
Max amount
₹ 1500000
Rate
0.35% per day
Min terms
365 days
Max terms
1825 days
PHP 50000 - 1500000
from 365 to 1825 days
for 0.35 per day
Adress
Registered Office: 27 BKC, C 27, G Block,Bandra Kurla Complex,Bandra (E), Mumbai - 400051
Phone
+91 1860 266 2666 | 1860 266 2666
Work
24/7 Phone Assistance: 1860 266 2666, ask about office hours.
LIST OF LENDING COMPANIES WITH CERTIFICATE OF AUTHORITY;
| Number | ISIN INE237A01028 |
|---|---|
| Financing Company Name | Kotak Mahindra Bank Limited. |
| City/Municipality | Mumbai |
| Province | Mumbai-citi |
| Region | Maharashtra |
| Classification | Accounts, Deposit, Cards, Loans, Insurance, Investments |
Age from 21 to 58 years old
It depends on the term and amount of the loan
Any Indian citizen and residents with a stable monthly income.
| Requirements for Employees | Identity card such as passport / Pan-card, Aadhar card, voter ID, driver’s license, proof of residence, for example, utility bill, passport or vacation and license agreement, bank statement for the last 3 months with income data, salary for last 3 months, 2-3 passport size photos |
|---|---|
| Requirements for Self-employed | Identity card such as passport / Pan-card, Aadhar card, voter ID, driver’s license, proof of residence, for example, utility bill, passport or vacation and license agreement, bank statement for the last 3 months with income data, salary last 3 months, 2-3 passport size photos |
| Income requirements | 20,000 rupees per month |
| Years in total job | Not less than 1 year |
| Processing Fees | Up to 2.5% of loan amount + GST and other applicable legal fees |
| Late payment Fee | 3% monthly charged on the amount due but not paid from the due date until the actual payment date |
| Repayment of loan | Through the application according to the approved schedule with the possibility of prepayment |
You can take out this personal loan for domestic or international holidays, weddings, the latest gadgets, higher education, buying a car or even house repairs. You can spend this money for any purpose.
Once you have submitted an application and the necessary documents according to the Bank's criteria, you can expect our approval and issuance of a personal loan within 10 business days, if everything is in order. All loan approvals are at the discretion of the bank.
Please follow the below procedure:
- You would need to send a written request letter to customer care department informing the change in correspondence address. Find out the address here: +91 1860 266 2666 | 1860 266 266 266.
- You would need to enclose the photocopy proof of your new address. For example: An electricity bill/passport copy/ration card etc.
- The new address will be updated in the bank's records within 2 working days, post submission of the above mentioned documents.
It is necessary to have a stable income. Unemployed people can't get a loan.
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