Currently this bank is merged with Kotak Mahindra Bank
We DID NOT find the company ING Vysya Bank in the list of registered organizations on the SEC website, if you decide to contact them for services, carefully check all documents, it may not be safe!
|Financing Company Name||Currently this bank is merged with Kotak Mahindra Bank and the services are transferred to Kotak Mahindra Bank.|
Age from 21 to 60 years old
From application to receipt of money 4-7 business days
Any Indian citizen
|Requirements for Employees||Identity card: passport / driver's license / voter ID / PAN card / UIDAI card containing name, photo, address and Aadhaar number, proof of stay: leave and license agreement / ration Card / Utility bill (not more than 3 months) / valid passport-provided that the address of the passport is indicated in the application form, proof of income: last 3 months salary slip / salary certificate and last form 16, bank statement: bank statement for the last 3 months (where salary is charged)|
|Requirements for Self-employed||ID card: passport / driver's license / voter ID / PAN card / UIDAI card containing name, photo, address and Aadhaar number, proof of stay: leave and license agreement / ration card / Utility bill (not more than 3 months) / trade license / institution / tax certificate / valid passport - provided that the address of the passport is specified in the application form, business (current account) bank statements (the last 6 months bank statement / savings Record qualification: higher professional education, last 2 years ITR along with income calculation, B / S, P & L a / c with all schedules certified by A CA, proof of continuity of profession|
|Income requirements||Depends on loan amount and term|
|Years in total job||At least 2 years of work and at least 1 year in the current organization|
|Processing Fees||Up to 2.50% of loan amount plus tax|
|Late payment Fee||450 rupee / - plus tax|
|Repayment of loan||Pay the loan in equal monthly installments|
On 20 November 2014, in an all-stock amalgamation, ING Vysya Bank decided to merge with Kotak Mahindra Bank, creating the fourth largest private sector bank in India. On 1 April 2015, the Reserve Bank of India approved the merger. On 15 May 2016 the whole merger process was completed.
It is necessary to have a stable income. Unemployed people can't get a loan.