Leading private sector bank in India
VISHNU VAIBHAV APARTMENTS, Gr, 222, Palm Rd, Civil Lines, Nagpur, Maharashtra 440001, India
1860 120 7777
24/7 Phone Assistance: 1860 120 7777, ask about office hours.
|Financing Company Name||ICICI Bank Group|
|Classification||Accounts, Deposit, Cards, Loans, Insurance, Investments|
Age from 23 to 58 years old
From application to receipt of money up to 72 hours
Any Indian citizen with a stable monthly income.
|Requirements for Employees||Identity card: - passport / driver's license / voter ID / Pan-card (any), proof of residence: - leave and license agreement / utility payments (no more than 3 months) / passport (any), bank statement for the last 3 months, 2 passport size photos, salary confirmation for the last 3 months.|
|Requirements for Self-employed||KYC documents: ID; address confirmation; DOB proof, proof of residence: - leave and license agreement / utility payments (no more than 3 months) / passport (any), audited financial indicators for the last two years, bank statement for the last 6 months, office address, confirmation of ownership, proof business continuity.|
|Income requirements||Depends on loan term and amount|
|Years in total job||Work experience of at least two years and at least one year of work in your organization|
|Processing Fees||Up to 2.5% of the loan amount|
|Late payment Fee||From 1% of the amount of overdue debt|
|Repayment of loan||Automatically or through a NACH mandate|
- reviewed Google
Service was good! but it was time taking need to improve in time because customer want fast problem resolution!
You can take out this personal loan for domestic or international holidays, weddings, the latest gadgets, higher education, buying a car or even house repairs. You can spend this money for any purpose.
You can repay the loan in Equated Monthly Instalments (EMIs). If you have an ICICI Bank Account, you can mandate us to directly debit the same through auto debit mandate or if you have an alternate bank account, then through NACH mandate.
Personal loans are not secured by any collateral or security and are disbursed at the discretion of ICICI Bankbased on the credit worthiness of the borrower. There is also no need for any co-signee or guarantor either. ICICI Bank provides you with personal loans without security so that you can get easy access to credit for your personal needs.
It is necessary to have a stable income. Unemployed people can't get a loan.