Eat Now, Pay Later

ePayLater is rated 4,8 / 5 based on the opinion of 51 customers

Min amount

₹ 2000

Max amount

₹ 20000


0% per day

Min terms

1 days

Max terms

14 days

PHP 2000 - 20000

from 1 to 14 days

for 0 per day

Apply now


Cabin No. 5.38, 5th floor, 91 ramparts, Akruti Trade Center, MIDC, Andheri East, Mumbai 400093


9015110055 | 7895378953


Monday to Friday between 10:00AM and 6:00PM


Number CIN U65190MH2015PTC270609
Financing Company Name Arthashastra Fintech Pvt. Ltd.
City/Municipality Mumbai
Province Mumbai-citi
Region Maharashtra
Classification Online loans


Age from 21 to 60 years old

Time to review

From application to receipt of money 1-2 working days

Other conditions

Any Indian citizen

Requirements for Employees PAN card or passport copy, proof of address, bank statements or bank savings book for the previous six months or salary receipt for the last three months, tax return.
Requirements for Self-employed PAN card or passport copy, proof of address, bank statements or bank savings book for the previous six months or salary receipt for the last three months, tax return.
Income requirements Depends on loan amount and term
Years in total job Depends on loan amount and term
Processing Fees Not
Late payment Fee 3% per month
Repayment of loan Net banking, debit card, credit card, Mobile Wallets

ePayLater reviews

Aman Sinha

- reviewed Facebook


One of the best app in Shop 1st Pay later catagory. It really help me to slove my month end problem,if ever I need of shopping. You should try this app. No hidden charges.

Shirini V

- reviewed Facebook


It's best digital credit app and useful for emergency

Abhishek Anand

- reviewed Facebook


Waste I have credit score but they are unable to provide limit

Upendra Sharma

- reviewed Facebook


Amazing app and thanks for the digital credit, it helps a lot in emergency situation to may the payment online.

Leave a comment

Notify of

Frequently asked questions

ePayLater is a Buy Now Pay Later payment option that allows you to make multiple purchases and pay all at once, later. You get a 14-day interest-free period from the date of your order to pay your ePayLater bill.

You can use ePayLater on any of partner trading portals including IRCTC, PVR, Box8, Travelyaari, Mojo Pizza, Telebrands, Croma, eVoucher India, Ticketnew, Sports Uncle, Oyefood, Foodzap, MadBananas and many others. The list is expected to increase in the coming days. Keep an eye out for updates on this.
You can also use ePayLater to make transactions with merchants who accept UPI. You can currently use ePayLater UPI on Amazon, Flipkart, Jabong and Myntra.

The company provides customers with a grace period for a few more days after the due date for payment. However, the client will be charged for late payment for such period. Users are notified several times by email, SMS and phone calls before and periodically after the deadline. However, in the event of non-payment, the remote ePayLater user account will be deactivated. Just like an electricity bill or any utility bill, any amount payable to ePayLater is legally enforceable.
In addition, ePayLater, acting through its partner financial institutions, may report all such defaults to credit bureaus, including CIBIL, which may affect your credit rating and therefore your ability to access financial products, including any type of credit, in the future.

There may be several reasons why your ePayLater account is blocked:

- You have not paid for one or more ePayLater transactions, and your payment has expired.
- You cleared your payment after a long delay, which results in non-compliance with your payment terms.
- Your account may be blocked due to suspicious activity on your account.
- A deactivation request has been received for your account.

Type of loans

Type of loans