Credit is ready!

Credy is rated 4,5 / 5 based on the opinion of 54 customers

Min amount

₹ 10000

Max amount

₹ 100000


0.03% per day

Min terms

90 days

Max terms

365 days

PHP 10000 - 100000

from 90 to 365 days

for 0.03 per day

Apply now


No.22, Sailagiri, Second Floor, Intermediate Ring Road, Opposite to HDFC Bank, Chandra Reddy Layout, Koramangala, Bengaluru, Karnataka 560047. India.




09:00-19:00 from Monday to Saturday


Number CIN U74999KA2016PTC097573
Financing Company Name Cready Technologies Private Limited
City/Municipality Bengaluru
Province Bengaluru
Region Karnataka
Classification Instant Loans


Age from 18 to 60 years old

Time to review

24 hours

Other conditions

Any Indian citizen

Requirements for Employees • Salaried employee earning a minimum monthly income of Rs 15000 per month • No credit history required • Currently residing in Bangalore, Chennai, Hyderabad, Mumbai or Pune (only selected pincodes in these cities) • Documents required: address proof & identity proof (PAN card/Aadhaar card)
Requirements for Self-employed It's not possible to borrow
Income requirements 15 000 rupee per month
Years in total job Depends on loan term and amount
Processing Fees 3% of Loan Amount (Minimum Rs 500)
Late payment Fee 2% of the amount of EMI per week
Repayment of loan Through the website from a bank account.

Credy reviews

Adithya Chengalath

- reviewed Facebook


I am a customer of credy very sad to say that i had applied for a second loan not applied i had requested the team is very slow and pathetic response from the team. Hencforth i wouldnt recommend credy to any one.

Alok Rout Kumar

- reviewed Facebook


This app experiece gud best app

Chandan Madye

- reviewed Facebook


Is my experience one the best app in the world. Super fastest disbursal, verification was done by mr.Dipesh gawas very polite and he came on the given time for verification. Really good service. Good wishes to Credy. Keep it up guys.

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Frequently asked questions

Credy is currently working in Bangalore, Chennai, Pune, Mumbai and Hyderabad.

If you meet the Credy criteria, no guarantee or surety is required for personal loans. If there is a link between Credy and your employer, you can get a better interest.

The company will verify your employment details by confirming your work email or receiving a letter of recommendation from your manager or HR.

Late payments are taken seriously. Credy will send reminders before EMI date so that you don't miss out on payment. If auto-debit is dishonoured due to insufficient funds, Credy will send a notice to settle the payment immediately. Credy will call, visit residence and if even after repeated reminders, the payment is not made, Credy will take further legal action. We'd like to make the payment on time.

Type of loans

Type of loans