Financing India’s emerging middle class & entrepreneurs since 2010
C 32, Ground Floor, Naman Chambers, G Block Rd, Opposite DENA BANK, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051
1860 500 9900
9 AM - 8 PM Monday - Saturday
Since December 18, 2018, Capital First and IDFC Bank have merged. The merged organization is now IDFC FIRST Bank.
|Financing Company Name||Capital First Ltd|
|Classification||Personal loans, Business loans|
Age from 23 to 58 years old
From application to receipt of money 1-2 working days
Any Indian citizen
|Requirements for Employees||ID, bank statement for the last 3 months / 6 months (depending on the scheme), indicating the amount of wages, the last form of salary, confirmation of the address|
|Requirements for Self-employed||identity card, ITR, profit and loss statement for 2 years for the last 2 years, bank statement for the last 6 months, business documents, proof of address|
|Income requirements||It depends on the term and amount of the loan|
|Years in total job||It depends on the term and amount of the loan|
|Late payment Fee||It depends on the term and amount of the loan|
|Repayment of loan||Electronic Clearing Service (ECS); Post Dated Cheques (PDC); Through our mobile applications downloadable from Google Play or Apple App Stores.|
|№||Office address||Mode of operation|
|1||In all major cities of India||Check with the hotline|
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You can take out a personal IDFC FIRST loan for domestic or international holidays, weddings, the latest gadgets, higher education, buying a car or even house repairs. You can spend this money for any purpose.
Personal Loans are not secured by any collateral or security and are disbursed at the discretion of IDFC FIRST Bank based on the credit worthiness of the borrower. There is also no need for any co-signee or guarantor either. IDFC FIRST Bank provides you with Personal Loans without security so that you can get easy access to credit for your personal needs.
Yes, you can cancel your application after you have applied for a personal loan. There is no cancellation fee for an approved loan application. Please call the bank at 1860-500-9900 or email [email protected] and an employee will help you process your cancellation request.
Once you have applied for a personal loan from IDFC FIRST Bank, you can check the status of your application by visiting your personal account at www.capitalfirst.com or by downloading the mobile application from Google Play or Apple App Store. You can also contact support at 1860-500-9900 or write to [email protected]