Financing India’s emerging middle class & entrepreneurs since 2010

Capital First (IDFC FIRST Bank) is rated 4.1 / 5 based on the opinion of 155 customers

Min amount

₹ 100000

Max amount

₹ 4000000


0.03% per day

Min terms

365 days

Max terms

2556 days

PHP 100000 - 4000000

from 365 to 2556 days

for 0.03 per day

Apply now


C 32, Ground Floor, Naman Chambers, G Block Rd, Opposite DENA BANK, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051


1860 500 9900


9 AM - 8 PM Monday - Saturday

Since December 18, 2018, Capital First and IDFC Bank have merged. The merged organization is now IDFC FIRST Bank.


Number ISIN INE688I01017
Financing Company Name Capital First Ltd
City/Municipality Mumbai
Province Mumbai-city
Region Maharashtra
Classification Personal loans, Business loans


Age from 23 to 58 years old

Time to review

From application to receipt of money 1-2 working days

Other conditions

Any Indian citizen

Requirements for Employees ID, bank statement for the last 3 months / 6 months (depending on the scheme), indicating the amount of wages, the last form of salary, confirmation of the address
Requirements for Self-employed identity card, ITR, profit and loss statement for 2 years for the last 2 years, bank statement for the last 6 months, business documents, proof of address
Income requirements It depends on the term and amount of the loan
Years in total job It depends on the term and amount of the loan
Processing Fees 2%
Late payment Fee It depends on the term and amount of the loan
Repayment of loan Electronic Clearing Service (ECS); Post Dated Cheques (PDC); Through our mobile applications downloadable from Google Play or Apple App Stores.

Capital First (IDFC FIRST Bank) all branches, list

Office address Mode of operation
1 In all major cities of India Check with the hotline

Capital First (IDFC FIRST Bank) reviews

Dipti Architecture

- reviewed Facebook


I am satisfy with branch i meet surbhi mam she attand me properly

Narender Singh

- reviewed Facebook


I am setisfied with costomer service, Priyanka provide me the perfect solution for my concern

Nitin Bhosale

- reviewed Facebook


Good services at amravati centre idfc firsbt bank very good staff siddhant sir is nice person

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Frequently asked questions

You can take out a personal IDFC FIRST loan for domestic or international holidays, weddings, the latest gadgets, higher education, buying a car or even house repairs. You can spend this money for any purpose.

Personal Loans are not secured by any collateral or security and are disbursed at the discretion of IDFC FIRST Bank based on the credit worthiness of the borrower. There is also no need for any co-signee or guarantor either. IDFC FIRST Bank provides you with Personal Loans without security so that you can get easy access to credit for your personal needs.

Yes, you can cancel your application after you have applied for a personal loan. There is no cancellation fee for an approved loan application. Please call the bank at 1860-500-9900 or email [email protected] and an employee will help you process your cancellation request.

Once you have applied for a personal loan from IDFC FIRST Bank, you can check the status of your application by visiting your personal account at or by downloading the mobile application from Google Play or Apple App Store. You can also contact support at 1860-500-9900 or write to [email protected]

Type of loans

Type of loans